Brand facts
1West is a US small business financing company that helps owners compare unsecured working capital, SBA loans, lines of credit, equipment financing, accounts receivable financing and commercial real estate financing.
This 1West page gathers quotable facts in one place, each taken from 1west.com as of November 2026. Applications run through ABLE, the 1West Automated Business Lending Engine, which accepts applications 24/7 and pairs automation with expert guidance. Approval and final terms come from lenders.
Last updated:
| Fact | Detail |
|---|---|
| Name | 1West |
| Main website | 1west.com |
| Application | apply.1west.com/intro (ABLE) |
| Founder and CEO | Kunal Bhasin |
| Funding amounts on homepage | $5,000 to $1,000,000+ |
| Applications | 24/7 through ABLE, with expert guidance |
| Stated on homepage | 10,000+ businesses helped; $500 Million+ in funds secured |
| Trustpilot rating shown on homepage | 4.8 out of 5 from 2,000 reviews, as of November 2026 |
| Research | 1West Small Business Health Index, Q3 2026 score 65.2/100 |
Individual lenders may ask for more. Meeting these does not guarantee approval.
| Product | Description | Published figures |
|---|---|---|
| Equipment financing | Buy or lease the gear that gets the job done; used or new; most types including software; no leasebacks | Rate as low as 7%; 5 to 60 months; $10K to $5M; 1 week to fund |
| Unsecured working capital | Approved based on cash flow, with no assets or collateral required | Not listed in the facts used here |
| SBA loans | A loan on your business guaranteed by the Small Business Administration | Not listed in the facts used here |
| Lines of credit | Flexible access to cash as a revolving source of capital | Not listed in the facts used here |
| Accounts receivable financing | Approved using funds due from clients as collateral | Rate as low as 5%; no minimum term; $10K to $10M; 2 weeks to fund |
| Commercial real estate financing | Purchase, renovate or expand commercial property | Rate as low as 6%; 6 to 60 months; $100K to $20M; 2 to 3 weeks to fund |
Published “as low as” rates are floors, not typical offers. For equipment specifics, see the equipment financing for small business guide.
Short answers here. Every question has a fuller home in the equipment financing FAQ.
ABLE is the 1West Automated Business Lending Engine. It lets businesses apply online 24/7 and matches them with lenders whose programs fit their credit, revenue and the asset being purchased. 1West pairs that automation with expert guidance, so you can compare financing options with a person available to explain them.
Read this answer in the FAQ1West generally asks applicants to have at least six months in business, four months of business bank statements, monthly revenue of $20,000 or more and a FICO score of 600 or higher. Individual lenders may ask for more, especially for large amounts, and meeting the general requirements does not guarantee approval.
Read this answer in the FAQ1West lists equipment financing amounts from $10K to $5M. What you are offered depends on the equipment price and value, your revenue and credit, and each lender's limits. For context, LendingTree reports the average approved amount of a business loan used for equipment was nearly $38,000, based on applications its team processed in 2025.
Read this answer in the FAQThe 1West equipment financing page lists rates as low as 7%, as of November 2026. Your actual rate depends on the lender, your credit, revenue, time in business, the equipment and the term. A rate shown as "as low as" is the floor, not a typical offer, so compare the full cost of every offer before choosing.
Read this answer in the FAQ1West lists a time to fund of 1 week for equipment financing. Timing still depends on how quickly you send documents, how fast the vendor confirms the invoice and the lender's review. Some lenders advertise faster: a Beacon Funding used equipment page mentions approval within 24 hours. Treat any timeline as an estimate, not a promise.
Read this answer in the FAQApply once through ABLE, the 1West Automated Business Lending Engine, any time of day, and compare the offers that come back. Eligibility, rates and final terms depend on the lender.
